All you need to know

You may owe money. You may be in over your head. Sometimes it’s the result of medical expenses or unemployment. Sometimes it’s poor money management. Debt Sense Group will work with you to determine the best options for getting relief from financial pressure.

The National Credit Act formally introduced Debt Counselling to assist over-indebted consumers like yourself by developing a repayment plan, which is affordable to you as well as acceptable to all your Credit Providers.

This process is intended to assist consumers struggling with debt; through budget advice, negotiation with Credit Providers for reduced payments and the restructuring of debts.

It's easy as 1 - 2 - 3!

Enjoy Absolute Protection!

Apply for debt review – we will contact you for all your information. Fill in an application form. Simply pay R50 and we’ll register your application with the NCR.



After registration, the process WILL BE finalised in 60 days. No creditor can take any further steps against you or collect any more money.

Your needs come first!

If you are over-indebted, we’ll notify your creditors and prepare a debt rearrangement proposal. Your creditor may then regard your monthly disposable income and living expenses. PROVISIONS ARE FIRSTLY MADE FOR WHAT YOU CAN AFFORD!

What You'll need!

ID Document | Marriage certificate, or divorce order, if applicable | 3 Latest Payslips | 3 Latest Bank Statements | Proof of Residence | List of living expenses | If available, letters of demand and summons.

Enjoy a happier, stress-free you!